Dealing with Roadside Emergencies: How Auto Insurance Can Help.

Nobody likes to think about roadside emergencies, but they can happen to any driver at any time. Should one occur to a motorist in Des Moines, IA, it’s important to understand how your auto insurance can provide support.

Roadside Assistance Coverage

Many auto insurance policies include roadside assistance, which can be a real lifesaver in emergencies. This service could cover situations ranging from flat tires and dead batteries to a tank that’s out of gas or keys locked inside the car. It’s worth discussing with your agent at Ally Insurance Brokers of Omaha to ensure your policy includes this coverage.

Towing and Labor Costs

If your vehicle breaks down and cannot be repaired at the scene, most roadside assistance coverage includes towing to a nearby repair shop. Also, the coverage often extends to labor costs for small repairs done on the spot.

Accident and Collision Assistance

If a roadside emergency is due to an accident, your collision insurance steps in. Collision coverage pays for repairs to your vehicle if you hit another vehicle or object, flip your car, or if your car rolls over.

Rental Car Reimbursement

If your vehicle is in the repair shop for a few days due to a covered claim, rental reimbursement coverage will cover the cost of a rental car. Ask your agent how your policy handles these scenarios.

Every road trip should be a joy, not a source of stress. Let the experienced team at Ally Insurance Brokers of Omaha guide you through the process of setting up coverage that will give you confidence on every journey.